Abstract

Today, the active banks in knowledge-based fields have found that using intellectual capital must be the center their motion and development. Therefore the goal of this research is to investigate the effect of intellectual capital and its components (means human capital, organizational capital and social capital) on financial performance of Saderat banks in Gilan. The study uses available sampling and the sample is about 276 people for employees, and the research method is a descriptive-inferential. Measuring tool, was survey and also statistics method such as (ANOVA) in the level of (p<0.05) was used for data analysis. The research findings show that all the components of intellectual capitals(human capital, organizational capital and social capital) have a positive and meaningful relationship with financial performance.

Keywords: intellectual capital, social capital, financial performance.

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